In today’s cashless culture, nearly all of our purchases are paid for via credit card. But with all the identity theft and hacking in the headlines, there are plenty of reasons to give a break to the use of your cards.
Here’s where to think twice before swiping.
1. Online Shopping Sites That Aren’t Secure: It seems obvious, but many of us are guilty of giving up our card numbers without checking on the security of the site. Before you enter your digits, look for the green lock icon (without any overlays) at the front of the site’s URL.
2. Gas Pumps and Self-Checkout Stations: These places are sweet targets for credit-card skimming devices that can sit there for months without anyone noticing. They’re small, not obvious to the average customer and easy for criminals to retrieve or install in a matter of minutes.
3. Outdoor ATMs and Pay Terminals:
Abstain from utilizing ATMs that are out in the open (on the walkway, in the corner store) at whatever point you can. What’s more, when you need to utilize them, in any event make certain to cover the PIN cushion while entering your data—you never know who’s sneaking behind you or if there’s a shrouded camera close-by. Open air stations, including fast-food drive-throughs, are prime areas for concealed skimmer gadgets.
4. Cell-Phone Charging Stations:
We comprehend what it resembles to have a dead battery, however swiping your card to access free charging stations at the air terminal could be placing you in threat. These booths are ready for skimming and accursed card-data stockpiling, and have likewise been known to dump the data from your PDA while charging. It’s called juice jacking.
5. Desktop or Mobile Applications: Watch out for apps and pop-ups on your computer and phone that ask for credit-card info outside of the official program or app store. Things like “You have a virus—please deposit $10” or “Your files have been encrypted and can be unlocked for a certain price.” You’ve probably seen at least one of these threats before. It might seem obvious, but be alert and don’t fall for these traps.